:root{
    --orange:#024ad9;
    --orange-dark:#0541b9;
    --teal:#0637ab;
    --teal-dark:#0542d1;
    --ink:#171b20;
    --muted:#555b61;
    --line:#dfe4e8;
    --light:#f7f9fa;
    --white:#fff;
    --footer:#171c20;
    --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
    margin:0;
    font-family: 'Space Grotesk', sans-serif;
    color:var(--ink);
    background:#fff;
}
img{max-width:100%;display:block}
a{text-decoration:none!important;color:inherit}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}

/* Header */
.site-header{
    height:82px;
    background:#fff;
    border-bottom:1px solid #e9edf0;
    position:sticky;
    top:0;
    z-index:50;
}
.nav-wrap{height:100%;display:flex;align-items:center;justify-content:space-between}
.brand img{width:70%;height:auto}
.main-nav{display:flex;align-items:center;gap:28px;font-size:13px;font-weight:700;text-transform:uppercase}
.main-nav a{transition:.2s}
.main-nav a:hover{color:var(--orange)}
.main-nav .nav-cta{
    color:#fff;background:var(--orange);padding:13px 18px;border-radius:5px;
    box-shadow:0 5px 12px rgba(241,90,36,.18)
}
.menu-toggle{display:none;border:0;background:none;padding:8px;cursor:pointer}
.menu-toggle span{display:block;width:25px;height:2px;background:var(--ink);margin:5px}

/* Hero */
.hero{
    min-height:380px;
    overflow:hidden;
    background:linear-gradient(110deg,#fff 0%,#f8fafb 58%,#e8f8f8 100%);
}
.hero-grid{min-height:380px;display:grid;grid-template-columns:43% 57%;align-items:center}
.hero-copy{padding:42px 0 40px}
.eyebrow{font-size:12px;letter-spacing:1.5px;font-weight:800;color:var(--teal);margin:0 0 12px}
.hero h1{font-size:44px;line-height:1.04;margin:0 0 18px;letter-spacing:-1.2px}
.hero h1 span{color:var(--orange)}
.hero-text{max-width:400px;font-size:16px;line-height:1.5;color:#30353a;margin:0 0 24px}
.phone-btn{
    display:inline-flex;align-items:center;gap:9px;
    background:linear-gradient(90deg,var(--teal-dark),var(--teal));
    color:#fff;font-weight:800;padding:13px 18px;border-radius:5px;
    box-shadow:0 5px 12px rgba(0,160,157,.16);
    transition:transform .2s,box-shadow .2s;
}
.phone-btn:hover{transform:translateY(-2px);box-shadow:0 8px 16px rgba(0,160,157,.2)}
.phone-icon{font-size:20px;line-height:1}
.hero-art{height:100%;position:relative;display:flex;align-items:center;justify-content:center;overflow:hidden}
.aqua-shape{
    position:absolute;width:620px;height:360px;right:-45px;top:8px;
    /*background:#d9f4f4;*/border-radius:54% 0 0 48%/55% 0 0 45%;
    transform:rotate(-4deg);
}
.hero-art img{position:relative;z-index:2;width:min(510px,90%);object-fit:contain;margin-top:28px;filter:drop-shadow(0 15px 14px rgba(0,0,0,.12))}
.dot-grid{
    position:absolute;right:45px;top:48px;width:58px;height:58px;z-index:3;
    background-image:radial-gradient(#87d8d7 1.7px,transparent 1.7px);
    background-size:10px 10px;opacity:.55;
}

/* Steps */
.steps-section{padding:34px 0 40px;background:#fff}
.section-heading{text-align:center}
.section-heading h2{font-size:25px;margin:0 0 10px}
.section-heading span{display:block;width:38px;height:2px;background:var(--orange);margin:auto}
.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:28px}
.step-card{
    position:relative;text-align:center;border:1px solid var(--line);border-radius:7px;
    padding:24px 20px 18px;min-height:185px;background:#fff;
    box-shadow:0 3px 12px rgba(18,35,45,.03)
}
.step-number{var(--teal)
    position:absolute;left:20px;top:12px;width:30px;height:30px;border-radius:50%;
    background:var(--orange);color:#fff;font-weight:800;display:grid;place-items:center
}
.step-icon{font-size:38px;line-height:1;color:var(--teal);margin:13px 0 12px;font-weight:400}
.step-card h3{font-size:14px;margin:0 0 8px}
.step-card p{font-size:13px;line-height:1.45;margin:0;color:#34393e}

/* Support */
.support{text-align:center;background:#f7f9fa;border-top:1px solid #eef1f3;border-bottom:1px solid #e1e5e8;padding:28px 0}
.support h2{font-size:24px;margin:0 0 6px}
.support p{margin:0;color:#333;font-size:14px}
.support-actions{display:flex;align-items:center;justify-content:center;gap:36px;margin-top:15px}
.email-link{font-size:14px;color:#145f86;font-weight:700}
.email-link:hover{color:var(--orange)}

/* Disclaimer */
.disclaimer{text-align:center;padding:18px 0 20px}
.disclaimer h2{font-size:16px;margin:0 0 8px}
.disclaimer p{font-size:13px;margin:4px 0;color:#30343a}

/* Footer */
.site-footer{background:var(--footer);color:#fff;padding:25px 0 16px}
.footer-grid{display:grid;grid-template-columns:1.45fr .8fr .8fr 1.05fr;gap:45px}
.footer-brand img{width:50%;margin: 0px auto;}
.footer-brand p,.site-footer p,.site-footer a{font-size:13px;line-height:1.5}
.footer-brand p{color:#dfe3e5;max-width:260px}
.site-footer h3{font-size:14px;margin:2px 0 12px}
.footer-grid>div:not(:first-child) a{display:block;color:#e7eaec;margin:5px 0}
.footer-grid>div:not(:first-child) a:hover{color:#fff}
.site-footer .footer-grid p{color:#e7eaec;margin:6px 0}
.socials{display:flex;gap:7px;margin-top:10px}
.socials a{width:25px;height:25px;border:1px solid #70777c;border-radius:50%;display:grid!important;place-items:center;color:#fff!important;font-size:12px!important}
.copyright{
    margin-top:20px;text-align:center;border:1px solid var(--orange);border-radius:5px;
    padding:8px 12px
}
.copyright p{margin:1px;font-size:12px!important;color:#fff!important}
.copyright strong{color:#20c4c0}

/* Responsive */
@media(max-width:900px){
    .main-nav{gap:15px;font-size:11px}
    .hero h1{font-size:38px}
    .steps-grid{grid-template-columns:repeat(2,1fr)}
    .footer-grid{grid-template-columns:repeat(2,1fr);gap:28px}
}
@media(max-width:700px){
    .site-header{height:auto;}
    .menu-toggle{display:block}
    .main-nav{
        position:absolute;left:0;right:0;top:68px;background:#fff;border-bottom:1px solid #ddd;
        display:none;flex-direction:column;align-items:stretch;gap:0;padding:10px 20px;
        box-shadow:0 10px 20px rgba(0,0,0,.08)
    }
    .main-nav.open{display:flex}
    .main-nav a{padding:12px 0}
    .main-nav .nav-cta{text-align:center;margin:5px 0 8px}
    .hero-grid{grid-template-columns:1fr;min-height:auto}
    .hero-copy{padding:38px 0 12px}
    .hero-art{min-height:260px}
    .hero h1{font-size:37px}
    .hero-text{font-size:15px}
    .aqua-shape{width:540px;height:300px;right:-170px;top:-4px}
    .hero-art img{width:430px;margin-top:0}
    .dot-grid{right:22px;top:28px}
    .support-actions{flex-direction:column;gap:12px}
}
@media(max-width:480px){
    .container{width:min(100% - 28px,var(--max))}
    .brand img{width:130px}
    .steps-grid{grid-template-columns:1fr}
    .step-card{min-height:170px}
    .footer-grid{grid-template-columns:1fr;gap:22px}
    .hero h1{font-size:34px}
    .phone-btn{font-size:13px}
}


section.bredsec {
    padding: 20px 0px;
    background: #f1f1f1;
}
h1.bred-h1 {
    color: #0547bf;
    font-size: 33px;
    font-weight: 800;
    line-height: 30px;
}
h2.policy-section-title {
    font-size: 21px;
    font-weight: 800;
}